As scams become more common, get better at spotting the fraudsters

Have you ever recieved one of those emails or texts that looks almost legitimate and clicked the link without even stopping to think? It happened to someone close to me recently whose WhatsApp was hacked through such an attack and it shows no sign of abating. Fraudsters have now targeted more than three-quarters of UK consumers. According to new research …

Why ISA are the most important investment tool in your kitbag.

ISAs are boring. There it is I said it. Putting regular money and lump sums into a boring portfolio of the world’s biggest and best companies diligently year on year, compounding away over time, the tax man keeping their hands off them and leaving you to it and slowly growing into the powerhouse backbone of your financial planning. They are …

5 Different Types Of ISA

Individual Savings Accounts (ISAs) have been around in one form or another since 1999 but have grown from the original two types of ISA to the current roster of five. They are a really important tool in our Financial Planning tool kit and are often underestimated Here we break down the different types of ISA available to you, your allowance …

5 Key Area of Financial Planning For Business Owners

At Juniper Wealth we work with many business owners and entrepreneurs and we have noticed some recurring questions coming up from time to time. Here are some of the most common questions that come up: How do I get my time back now the business is successful? How can my business finance what I want to do with my life? …

Shall we all move to Cornwall?

Our property preferences appear to be changing due to the Covid-19 pandemic. New research has shown that Cornwall is now more popular than London as people search online for new homes to buy or rent. Property website Rightmove says that the South West has replaced the capital as the most searched location, with more than 5 million searches for homes …

How to get ahead of the game this Tax Year

The Tax Year is over, long live the Tax Year! With the end of the tax year over the Financial Planning community breath a collective sigh of relief. Gone are the days of rushing around client offices getting signatures on paperwork or delivering cheques to provider offices and it certainly doesn’t have the glitz, glamour and excitement of Transfer Deadline …

Did the pandemic influence your retirement plans?

One in five older workers were forced to delay their plans for retirement due to the Covid-19 pandemic. According to new research, 19% of employees aged between 65 and 74, and 14% of those between 55 and 64, had to delay their retirement plans. The research from Close Brothers also found that one in five employees approaching retirement age admitted …

Decision Fatigue – Why You Should Be Automating Your Investments

In the modern world we are absolutely spoiled for choice. There is such abundance that if you’re reading this right now you probably have hundreds of other things vying for your attention this very second. It’s a mark of how far we’ve come, but also indicative of something more sinister that we all face every day. It’s something called decision …

Three top tips for getting your portfolio primed for 2021

Content provided by Beaufort Financial: It’s the time of year again when we’re thinking about New Year’s resolutions, whether it be getting more exercise, spending more time with our children or taking up a new hobby. But the start of the year is also a great opportunity to take a look at your portfolio, to ensure it is doing what it should …