We have had Brexit looming in the background, with its 11 month countdown, since we officially left the European Union on 31st January 2020. Will we see a deal brokered at the 11th hour? The most recent sticking point does seem to focus on EU fishing rights in UK waters, but this illustrates the difficulty in solving disagreements over fair competition rules and the UK demonstrating it has regained its sovereignty.
Your 55th birthday, rising to 57 in 2028, often marks being able to access your pension for the first time. The opportunity to take a 25% lump sum tax-free is certainly attractive and can be too tempting to resist. But it’s not a decision to take lightly and it isn’t the right move for everyone.
As the UK is set to phase out of its month-long lockdown, new tiers have been established which see much of the UK either remain or fall into tighter restrictions as we head into the festive period. Most of the North has been placed in tier three with London being in tier two.
In September, the first children to benefit from Child Trust Funds were able to access them. So, what are they and if your child or grandchild has one, what are the options? Child Trust Funds were introduced in April 2005 by the then Labour government. The government automatically opened a Child Trust Fund in the name of every child born …
Last week was a broadly positive environment, which continued the buoyant mood of the markets over the course of November to date. Global Equities, as measured by MSCI All Country World Index (ACWI) rose +0.4% in local terms, but a strengthening Pound Sterling meant this was marginally negative for GBP investors. Riskier forms of Fixed Income continued to put in a good performance, with High Yield Bonds returning +0.6% over the week.
The COVID-19 pandemic has had a huge impact on the housing market and is set to continue influencing demand. So, will property prices continue to rise, or will they fall as pent-up demand dries up? In spring, as the extent of the pandemic became clear, property viewings were banned, and some agreed deals fell through as the situation changed rapidly. …
The most dangerous thing to say in investing is “this time it’s different”. We have taken a look back over the last 84 years at all the biggest reasons reasons you could come up with in any given year to not invest.
Hot off the back of Biden’s election victory, Pfizer and BioNTech announced that phase III trials for a vaccine against COVID-19 were 90% effective and, unlike previous trials, there also appears to be no real secondary effects. No vaccine has gone from the drawing board to being proven highly effective in such a short period of time and Pfizer and BioNTech expect to have enough safety data by the third week of November to approach the Food and Drug Administration (FDA) for emergency approval.
It looks like it is finally over, as it would appear that the Democrats, with Joe Biden, have taken control of the US Presidency. The control of the Senate, however, is still in question, as it looks as though the Republicans may have retained control
The weekend saw Boris Johnson announce a four-week national lockdown to try and curb the number of hospital admissions and avoid the NHS becoming overwhelmed.