Skip to main content
At Juniper Wealth Management, our goal is to constantly improve how we manage your investments, ensuring they remain aligned with your financial goals and evolving market conditions. This journey began in the summer of 2023 when we started exploring new ways to enhance our portfolios, focusing on delivering better outcomes for you.
Phase 1: Exploring Ideas with PortfolioMetrix
In mid-2023, we approached PortfolioMetrix to explore some ideas we had about improving the implementation of the strategies that underpin your portfolios. At the same time, we continued conversations with Sparrows Capital to review and challenge our thinking. Our primary goal was to improve the way we implement factor-based investing, increase bond duration exposure following interest rate rises, and introduce new asset classes like infrastructure.
Phase 2: Testing and Analysis
Over the next 10 months, we conducted rigorous discussions with both Sparrows Capital and PortfolioMetrix, putting our ideas to the test. We wanted to ensure that any changes we implemented would enhance performance while aligning with your risk profile and financial goals. During this period, we examined how these changes would impact both your portfolio’s performance and sustainability.
Phase 3: Finalizing the Plan
By July 2024, after careful analysis and multiple rounds of testing, we finalized the implementation of the new Juniper portfolios. These portfolios are designed to offer improved risk management, enhanced returns through factor-based investing, and greater flexibility to tailor your investments to your personal needs.
Phase 4: Preparing for Rollout
From July onwards, we began preparing the operational groundwork to smoothly transition your portfolio. Our priority is to ensure that these updates will have no disruption to your investments and will seamlessly integrate into your financial plan. You’ll soon receive personalized portfolio recommendations that reflect the careful consideration and strategic improvements we’ve made.
The Difference?
Refinement rather than revolution. The changes we are implementing will improve a number of key elements we look at as Wealth Managers. For example, the way returns, and risk are measured across a portfolio range will become more consistent and the performance differential between traditional and the socially conscious portfolios will be greatly reduced.
Overall, we anticipate it making a positive impact after charges of between 0.25% and 0.5% per annum at each level of risk and return. Below are 5 year performance charts of the most popular existing portfolios amongst clients of Juniper compared with the new Factor and Strategic Screened portfolios taking the same risk/reward approch.
Over the past 5 years there will have been moment of over and under performance on each, but the consistent 0.25% – 0.5% improvements compounded over time to result in improved outcomes. We are also able to reduce the difference between traditional and socially conscious portfolios to a barely noticeable 0.47% rather than the near 4% difference in the existing implementation.
