Welcome to Juniper Wealth Management

At Juniper Wealth Management we do things a bit differently. We work hard to understand what is important about money to you and what you value most in life. We then put a tailored plan together to help you protect what is important to you and provide for what you value most. We use familiar tools such as ISAs, Pensions, Trusts, and Life Insurance to do this as well as specialist software and most importantly asking good questions and listening hard. We are called Juniper because it is a strong evergreen but also highly flexible plant. Despite growing in some rather tough conditions it also produces Juniper berries which, well……Gin.

We like to think this is rather like our financial planning; strong, evergreen, flexible with rather enjoyable fruits.

Fortunately for you, we find money and finance very interesting and have some very strong views on how it should be looked after and managed. Feel free to read more about this on our blog.

OUR TEAM

As a firm, Juniper Wealth deliver a very personal and bespoke service. We use technology effectively to work with clients all over the country from our offices in Preston, Lancashire. This service would be impossible to deliver without our team of highly dedicated people who are really important to us.

 

If you hire Juniper Wealth Management as your Financial Planners you will soon discover how much of a team effort it is and how important this team is to your success.

ABOUT YOU

Over the years, we have developed a particular understanding of the specific needs of six ‘types’ of client;

  • Dentists and doctors
  • Business owners and directors
  • Senior executives and professionals
  • Wealthy individuals and their families
  • Charities and non-profit organisations
  • Trustees

This means we have the specialist and in-depth knowledge of their financial challenges and complications and how to address them.

WHAT WE DO

Understand

The first step in your journey is an initial conversation and a subsequent meeting that will enable us to fully understand your situation and get to know you better.

 

We will gather details on your personal and financial circumstances, taking into account your existing assets and resources. From there, we’ll discuss your goals and aspirations, as well as your attitude to risk. What we learn from you at this stage will form the foundation of our future analysis and recommendations.

 

We believe that by taking the time to really get to know you and what’s important to you, we can deliver better outcomes. We believe that this approach not only makes sense, but is the foundation of a good financial plan that gets overlooked by so many

Plan

After we have gathered all the necessary details from you, we’ll turn our attention to analysing the information. We use the latest analytical tools to understand the breakdown of your existing assets and how these are performing against your set objectives.

 

We believe that a critical part of financial planning is ensuring there is a match between your goals, aspirations, attitude to risk and the eventual asset allocation of your investment plan.

 

Once we have completed our analysis, we’ll design your bespoke plan. As part of this, we’ll take into account your tax situation, making sure your assets are placed in the best tax treatments allowed in the UK.

Act

We start from the premise that there’s no point in recommending a strategy that we can’t explain easily, or that our clients won’t understand. We will therefore always present our recommendations in a simple and straightforward way.

 

You will also get a written explanation of all our recommendations in language that’s designed to be understood. These recommendations can be provided to you by email or hard copy, whichever format you prefer.

 

We will store a copy of our recommendations, supporting information and any other important documents you provide on a personal and secure website that you can revisit whenever you like.

Progress

 

We believe that an ongoing relationship is where the real value of financial planning lies.

 

Keeping your plan on track through close monitoring is the most important part of what we do; we’ll arrange regular meetings and conversations so that we can ensure your strategy is fit for purpose.

 

As things change over the years, whether this is in life, tax changes or legislation changes, we will always be there to ensure that we remain on top of everything, so that you have the best chance of achieving what’s most important to you.

Our News & Views

Bitcoin tumbles as billions are wiped off the cryptocurrency market

Bitcoin has tumbled by over 20%, heading down to the $50,000 per coin level, during a broader sell-off of the cryptocurrency market. Crypto speculators are already well versed in extreme levels of price volatility, a feature that sets crypto assets apart from mainstream investments. Early on Tuesday morning, Bitcoin was trading at $51,532. One factor influencing the price fall was …

Retailers and landlords collaborate to tackle climate change

The Retailer/Landlord Net Zero Building Protocol has been launched to reduce carbon emissions from retail properties. The protocol outlines the principles required for net-zero retail sites and is designed to set high sustainability standards between retailers and property owners. It is designed to support commitments from businesses to reduce carbon emissions and align with the Government’s requirements for better energy …

Performance-based fee pension scheme proposals

The Department for Work and Pensions (DWP) has put forward proposals designed to make it easier for pension savers to access different types of investments. The DWP proposals would enable automatic enrolment workplace pension schemes to make greater use of performance-based fees, payable to an investment manager only if they generate higher returns on their investments. These fees to investment …

Care concerns as MPs vote on lifetime cap

MPs have voted for a change to a new social care cap in England, excluding means-tested local authority support from the £86,000 lifetime limit on care costs. In a narrow victory for the government, the amendment succeeded but could mean poorer families are disproportionately affected by the change. When introduced, the lifetime cap will cover fees paid for personal care, …

Investors turning bearish on emerging markets

A new survey of investors has found that more than one in four currently feel ‘bearish’ about emerging markets. The HSBC survey of 120 investors from 115 institutions representing $572 billion in assets found the proportion feeling bullish about emerging markets stood at 27%. During the last survey in July, 40% of investors surveyed felt bullish. The reasons for sentiment …

November 2021 Investment & Economic Update

Our latest monthly investment update for November 2021 looks at how the global investment markets, economy, and commodities perform. The FTSE 100 index of leading UK company shares closed at the end of October at 7,237.57 points, up 151.15 points or 2.13% during the month. European stock markets slipped back slightly at the end of October, despite delivering a positive …