• Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

How much of your wealth should you hold in cash? Often viewed as the ‘safe’ option that is secure and reliable there is a real danger that holding too much cash will cost you a fortune in the long run as it’s value gets eroded away. t’s easy to see why people choose to hold…

The World In A Week 65 – Are The Cracks Starting To Show?
  • Posted by: Jon Doyle
  • Category: Blog, World in a Week

Possibly. Donald Trump’s opinion poll ratings slid below 40% last week, the first time since 2017 pushing the Democrats into the lead. This weakness makes Trump even more unpredictable than normal and he was quick to look for scapegoats, notably the Democrats and China. Despite Trump’s attack, China continued to keep their end of the…

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The World In A Week 64 – Seasons of Change
  • Posted by: Jon Doyle
  • Category: World in a Week

Following on from last week’s opening of some non-essential businesses, it is likely that Boris Johnson will announce a relaxation of the 2-metre social distancing rule tomorrow.  This should pave the way for a potential reopening of the hospitality sector from the 4th July. Whilst the recommencement of the Premier League has been met with mixed…

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Beware of drift
  • Posted by: Jon Doyle
  • Category: Blog, Personal Finance

One of the things I’ve done during lock down is clear through my filing cabinet in my office at home and whilst doing so I came across one of my first payslips.

A grand total of £1,035.85 after tax. I distinctly remember thinking how an extra £500/m would feel and how ‘rich’ I would be.

Needless to say that in that time our lifestyle has drifted.

Sometimes deliberately such as having two children, a few house moves and at other times through lifestyle drift.

Even simple things like TV subscriptions. In 2008 we add no Netflix, no Amazon Prime, no Dinsey Plus, no Sky TV.

When it comes to Financial Planning though there a 3 types of drift that are near fatal to your financial planning and each for very different reasons.

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The World in a Week 63 – The Doors Are Opening
  • Posted by: Jon Doyle
  • Category: World in a Week

It has been 84 days since lockdown in the UK was announced in which we have seen a period of great change and an immediate shift to our lifestyles. We have seen just over a quarter of the UK‘s working population supported by the Government’s furlough scheme with its estimated cost currently sitting at £19.6bn. As non-essential businesses begin to re-open their doors today, we appear to be getting closer to a state of normality. Boris Johnson has suggested that the two-metre social distancing rule could be relaxed as the hospitality sector prepares to reopen from 4th July.

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The World in a Week 62 – The Sky’s the Limit?
  • Posted by: Jon Doyle
  • Category: Blog

Markets are reacting to the ambiguous outlook, reflecting the current macroeconomic uncertainty and unclear guidance on the next phase of combating the virus.

Uncertain remains for the short term and we are not out of the woods by any stretch and so a careful and evidence based approach to investment management remains prudent.

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Dire predictions for the post-crisis UK economy
  • Posted by: Jon Doyle
  • Category: Blog

Recent weeks have seen various dire predictions for the state of the UK economy following the coronavirus crisis.

But how bad could things get for UK plc?

According to a new study, the size of the UK economy could shrink by 20% *if* the lockdown remains in place for a year.

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The World In A Week 61 – Crunch Time
  • Posted by: Jon Doyle
  • Category: World in a Week

Tensions are running high. The balance between keeping economies locked down in order to protect the health services, and the desire to loosen lockdown measures in order to lessen the long-term impacts, is coming to a head.

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Pension tips for Dr Dre and JK Rowling and 18,000 a week people just like them
  • Posted by: Jon Doyle
  • Category: Blog

What unites JK Rowling, Rob Brydon, Jeremy Vine, Krist Novoselic(the bassist from Nirvana), Slash from Guns ‘n Roses, Dr Dre and nearly ONE million people in the UK?

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Options for parents as businesses return to work
  • Posted by: Jon Doyle
  • Category: Blog

The prospect of businesses reopening after the lockdown is great news for the economy and jobs, for a daunting prospect for many parents.

It can be hard to juggle work with parenting responsibilities, especially during this pandemic where traditional childcare options are few and far between.

With this daunting prospect ahead, charity Citizens Advice has published guidance for parents to help them understand their options.

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