News and Views

How To Protect Yourself From The Proposed Capital Gains Tax Hike

Author: Jon Doyle January 21, 2021 In Blog, Investments, Personal Finance
If you are an investor, own a second home or regularly sell high-value assets, you could soon have to pay a lot more tax. Advisers to the Government have recommended hiking and reforming Capital Gains Tax (CGT) in a move […]

As we say RIP to RPI: Here’s How It Will Affect Pensions

Author: Jon Doyle January 14, 2021 In Blog, Investments, Personal Finance, Retirement
Chancellor Rishi Sunak announced in his Autumn Spending Review that the retail prices index (RPI) will be effectively abolished in 2030. While this is later than was previously assumed, his predecessor having pushed for a faster change, the implications are […]

The World In A Week 90 – White House Down

Author: Jon Doyle January 11, 2021 In Blog
Not to be outshone by its predecessor, 2021 gave us an unexpected first week of the year. Politically, this was going to be an important week in America. We had the final two seats in the Senate being contested, and […]

Stamp Duty Boom: Where Next For The Property Market In 2021?

Author: Jon Doyle January 7, 2021 In Blog, Investments, Personal Finance
The property market has been on a roll in recent months, but whether or not this can continue into 2021 remains to be seen, with the Stamp Duty cut ending and unemployment rising. At the time of writing the most […]

The World In A Week 89 – “That’s All Folks!”

Author: Jon Doyle January 4, 2021 In Blog, World in a Week
As Michael Caine famously said in the iconic movie The Italian Job, “You’re only supposed to blow the bloody doors off!” Which seems to sum up 2020 well – it’s not what we wanted, not what we expected, and the […]

Born after 1970? This little known Pension change could impact your plans.

Author: Jon Doyle December 9, 2020 In Blog, Personal Finance, Retirement
From 2028, you won’t be able to access your Personal Pension until the age of 57. The government’s decision could affect your retirement plans and it’s important to review what it means for your future.

The World In A Week 88 – Fishing For A Solution

Author: Jon Doyle December 8, 2020 In Blog, World in a Week
We have had Brexit looming in the background, with its 11 month countdown, since we officially left the European Union on 31st January 2020. Will we see a deal brokered at the 11th hour? The most recent sticking point does seem to focus on EU fishing rights in UK waters, but this illustrates the difficulty in solving disagreements over fair competition rules and the UK demonstrating it has regained its sovereignty.

Should You Take A Tax-Free Lump Sum From Your Pension?

Author: Jon Doyle December 2, 2020 In Blog, Investments, Personal Finance, Retirement
Your 55th birthday, rising to 57 in 2028, often marks being able to access your pension for the first time. The opportunity to take a 25% lump sum tax-free is certainly attractive and can be too tempting to resist. But it’s not a decision to take lightly and it isn’t the right move for everyone.

The World In A Week 87 – Will The Year End In Tiers?

Author: Jon Doyle December 2, 2020 In Blog, World in a Week
As the UK is set to phase out of its month-long lockdown, new tiers have been established which see much of the UK either remain or fall into tighter restrictions as we head into the festive period. Most of the North has been placed in tier three with London being in tier two.

Accessing A Child Trust Fund: What Are The Options?

Author: Jon Doyle November 25, 2020 In Blog, General, Investments, Personal Finance
In September, the first children to benefit from Child Trust Funds were able to access them. So, what are they and if your child or grandchild has one, what are the options? Child Trust Funds were introduced in April 2005 […]