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Transferring unused inheritance tax nil-rate band
  • Posted by: Jon Doyle
  • Category: Blog, Inheritance Tax, Will and Estate Planning

A question that often comes up when it comes to inheritance tax planning is how to transfer any unused nil rate band. It has been possible to transfer the unused percentage of the nil rate band from a deceased spouse or civil partner to the surviving spouse or civil partner since 9th October 2007. Whilst…

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World In A Week No.3 – Jeans On
  • Posted by: Jon Doyle
  • Category: Blog, General, Investments, News, World in a Week

Last Wednesday the US Securities and Exchange Commission (SEC) received an Initial Public Offering (IPO) filing from Levi Strauss & Co, the US clothing manufacturer, to re-list on the New York Stock Exchange (NYSE). The 145 year old firm first went public in 1971 and in 1985 the Strauss family effected a Leveraged-Buy-Out to take…

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Six warning signs of an investment scam
  • Posted by: Jon Doyle
  • Category: Blog

It can be a dangerous world out there for your personal finances. Scammers and fraudsters are sadly widespread, with stories of new scams coming to light every week and always looking for their next unsuspecting victim. New figures highlighted by the Financial Conduct Authority (FCA) show nearly £200 million was lost to reported investment scams…

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World in a Week No. 2 -Central Bankers Pause for Thought
  • Posted by: Jon Doyle
  • Category: Blog, General, Investments, News, World in a Week

This week global markets started to recover from an agitated final quarter of 2018 by inching upwards. The MSCI All Country World Index posted a gain (+1.14%), primarily led by the United States’ stock markets which also recorded a gain (+1.88% as measured by MSCI USA). A similar picture was also reflected in equity returns…

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Why you MUST make a Will!
  • Posted by: Jon Doyle
  • Category: Blog, General, Will and Estate Planning

Making a will is a really important building block in terms of financial planning. At the very least it helps to ensure that you control what happens in the event of your death actually does happen

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World in a Week No. 1 – A Sisyphean Task
  • Posted by: Jon Doyle
  • Category: Blog, General, Investments, News, World in a Week

Welcome to our new weekly update– ‘The World In A Week’. This week we are focusing on ‘A Sisyphean Task’. King Sisyphus as punishment for believing himself smarter than Zeus was forced to roll a huge boulder up a hill each day, hampered every step of the way by winged demons, only for it to…

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Will your retirement income last?
  • Posted by: Jon Doyle
  • Category: Blog, Investments

Although not everyone likes the word retirement and I think most people want to be free to stop working on their terms and in their time. But whether you retire on your own terms or not, retirement is not going to be any fun without the funds in place to properly enjoy it! In most…

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Say goodbye to Pension Cold Calls
  • Posted by: Jon Doyle
  • Category: Blog, General, News, Personal Finance

A new law has come into force which makes it illegal for companies to cold call about pensions. The ban on unwanted, unsolicited phone calls to people about their pensions follows an industry wide campaign to make the practice illegal. Companies breaking the new law could face fines of up to half a million pounds….

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Paying for your holiday tax free?
  • Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

It’s the new year, it’s grey, it’s cold and the sun is a long distant memory. This leads to lots of conversations about holidays and escaping to the sun. Are you thinking about where you’d like to go or the type of thing you want to do? It’s certainly quite a hot topic within my…

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Bringing it all together – The Financial Adviser
  • Posted by: Jon Doyle
  • Category: Blog, General, Personal Finance

Following on from my previous blogs, How Many Hats, and Here’s the Next Hat – Financial Planner, we’ve now come to the third part of my job. This is where I don my financial adviser’s hat. When working with a client, we should by now have got to know each other pretty well and I…

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