• Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

How much of your wealth should you hold in cash? Often viewed as the ‘safe’ option that is secure and reliable there is a real danger that holding too much cash will cost you a fortune in the long run as it’s value gets eroded away. t’s easy to see why people choose to hold…

How to start when you are struggling to save
  • Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

One of the foundations of proper financial planning is having cash savings. Despite the importance of this cash buffer, a surprisingly high number of people have no savings on which to fall back during unexpected tough times. New research by National Savings & Investments (NS&I) has found that nearly a quarter of people in the…

Read more
Market corrections remind us how time in the market matters
  • Posted by: Jon Doyle
  • Category: Blog, Investments

The coronavirus crisis continues to cause uncertainty with global financial markets experiencing heightened volatility for extend periods of time.

It is at times like this we are reminded that time in the markets in more important than timing the market.

Read more
The World In A Week 50 – Planes, Trains And Automobiles
  • Posted by: Jon Doyle
  • Category: Blog, Business Finance, Investments, News, World in a Week

It was media heaven last week as the headlines screamed about the worst week for investors since the global financial crisis in 2008

The Coronavirus has encapsulated the fears of investors; like the disease, they fear the spread and fallout in markets will ultimately lead to the next recession.

Policymakers around the world look to grapple with the consequences of transport and supply chain disruptions resulting from efforts to contain the outbreak.

A degree of forbearance is needed for companies who have been affected the most from the global supply chain disruption.

It is important that any policy response needs to be granular and specific, as the previous blunt tool of interest rates cuts will arguably not be sufficient in this instance.

Read more
4 Simple Way To Pay Less Inheritance Tax
  • Posted by: Jon Doyle
  • Category: Blog, Inheritance Tax, Investments, Personal Finance, Will and Estate Planning

If you are planning on passing wealth on to children or grandchildren you might be asking yourself how can I pay less inheritance tax? A bit of careful planning could mean more ends up in the hands of your loved ones.

Read more
24 hours to lose 22 years’ worth of pensions savings
  • Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

Years of hard earned pension, investment and ISA savings could be lost to scammers in the space of 24 hours. According to a new report by the Financial Conduct Authority (FCA) and The Pensions Regulator (TPR), victims of scams can lose 22 years’ worth of their savings in a day. The analysis, which forms part…

Read more
How much is enough to make work a choice?
  • Posted by: Jon Doyle
  • Category: Blog, General, Investments, Personal Finance

According to new research, around 40 million UK adults could be taking their chances when it comes to retirement, admitting they either have not or did not set a savings target.

Read more
Why underestimating life expectancy in retirement is a costly mistake
  • Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

Life expectancy is important when calculating how much you need saved in pensions, ISAs and other savings and investments, in addition to the State Pension, to fund the lifestyle you want to live.

Not giving it any thought is the equivalent of setting off on an adventurous road trip without knowing if you have enough fuel to get to your destination. Except there are no petrol stations, there is no can of fuel in the boot and nobody can give you a lift.

Read more
Private School fees on the rise again
  • Posted by: Jon Doyle
  • Category: Blog, General, Investments, Personal Finance

Rising private school fees are placing an increasing financial strain on parents, regardless of Labour or Conservative party plans for Private School fees. Many parents consider independent education to be the best choice for their children. But they are increasingly turning to alternative options to make this private schooling achievable. That’s according to a new…

Read more
Proposed Capital Gains Tax increase is a concern to investors
  • Posted by: Jon Doyle
  • Category: Blog, Investments, Personal Finance

Investors, entrepreneurs and buy-to-let landlords face substantially higher rates of capital gains tax if the government accepts new recommendations for reform of the system.

Read more